There’s no doubt that pets are important members of our families and when they are injured or in pain, we suffer too. Unfortunately, that pain can also extend to our pockets. When you’re faced with a sick or injured pet, the last thing you want to be worrying about is money. With pet insurance, you can avoid that stress and gain peace of mind for both you and your pet.

While there are different types of pet insurance available, ranging from very basic to more comprehensive, understanding them and making sense of them can be tricky.

The cost and coverage benefits of various insurance policies will vary depending on your pet’s breed, age, health, pre-existing, conditions, hereditary conditions and individual care needs. However, there are generally 3 types of pet insurance policies in Australia.

Below we briefly outline these pet insurance options available to you.

Accident Pet insurance

Accident cover is the most basic and common form of cover. This form of pet insurance, will cover your cat or dog in the event of an accident only.

This means your pet’s vet costs will be covered if your pet is involved in an accident, such as being hit by a car or experiencing a fall. Accident insurance provides pet owners with peace of mind that in a worst case scenario, their dog or cat will be able to receive the veterinary attention they need.

Illness Pet Insurance

The next level of insurance, illness insurance will cover your pet for both accident and illness. Illness insurance coverage is very beneficial over the lifetime of your pet’s policy, as these insurance policies generally become more expensive as your pet ages.

It’s advisable to get pet insurance while your cat or dog is at the youngest age possible. This will reduce pre-existing condition expenses and therefore reduce your monthly cost.

Wellness Pet Insurance

This top level of insurance for pets covers accidents, illness and preventative care for your pet. With this insurance policy, your pet will be covered for all their routine treatments. They will alsobe covered for any potential vet costs for accidents and illnesses.

Wellness insurance can be a good way to budget for your pet’s vet visits over the course of a year, providing you with peace of mind that you’re practicing preventative healthcare and reducing the potential risks of illness.

This form of preventative vet care can also save you a lot of money in the long run. 

High Quality, Affordable Pet Insurance

Perth pet owners can talk to the team at Vet24 for expert guidance. Speak to our team about the level of pet insurance that is best for you and your pet.

At Vet24, we provide services in all areas of general veterinary care. These include cat dental care right down to puppy vaccinations and microchipping services. We also specialise in emergency services and referral services. Contact our Balcatta office at any time on (08) 9345 4644.